While the summer season often brings a slight cooling in buyer activity, savvy buyers and sellers know: now is the time to make a move before fall inventory heats up.

Lee County: Median single-family home price: $465,000

Collier County: Median home price remains strong at $725,000+

Inventory: Up slightly across SWFL, creating more opportunity for buyers

As of late May 2025, mortgage rates are hovering around 6.8% and are expected to remain elevated through summer, with a possible drop to around 6.1% by year-end.

For Buyers:

- Higher Rates = Higher Payments: Monthly costs are up, reducing buying power.

- Opportunity in Inventory: More homes are on the market, giving buyers leverage to negotiate.

- Refinance Later: Many are buying now and planning to refinance when rates dip.

For Sellers:

Be Competitive: More inventory means pricing and presentation matter more than ever.

Motivated Buyers Are Out There: Especially those relocating or needing to purchase before fall.

Position for a Comeback: When rates fall, demand will rise, get ahead of the curve.

Bottom Line: Whether buying or selling, strategy is everything. We’re here to help you navigate it wisely.

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